Starting a home-buying or remortgage journey means bumping into two similar-sounding terms—LTI and LTV—that measure very different things. Understanding both helps you see how much you can borrow and the kind of mortgage you may be offered. Continue reading “Loan to Income vs Loan to Value: What’s the Difference?”
Month: August 2025
Freedom to Buy: Making Homeownership Accessible
The dream of owning a home just got a little easier. In July 2025, the government launched Freedom to Buy, a permanent mortgage guarantee scheme designed to help more buyers step onto—or move up—the property ladder. Continue reading “Freedom to Buy: Making Homeownership Accessible”
Economic Outlook: The Time to Buy
If you’ve been wondering whether to take the leap and buy a home, summer 2025 could be the perfect moment—especially if you want to settle into a new space ahead of 2026. Continue reading “Economic Outlook: The Time to Buy”