With the Renters’ Rights Bill now in force, the focus for landlords has completely shifted to what this actually means for their portfolios and the reality is, this is as much a financial decision as it is a regulatory one. Continue reading “Renters’ Rights: What Landlords Need to do Now”
Author: CarlB
A Wait or Act Dilemma
Over the past couple of years, many homeowners have taken a wait and see approach, hoping interest rates might fall before making a move. But in 2026, that mindset has shifted, following the outbreak of war in Iran. Continue reading “A Wait or Act Dilemma”
Regional Price Trends: Your Next Move in 2026
As we move through 2026, the housing market is showing mixed trends across different areas of the country. While average house prices have risen, growth isn’t equal. Some areas are seeing stronger demand, while others are more stable. Understanding these regional trends can make a real difference when buying or selling.
Continue reading “Regional Price Trends: Your Next Move in 2026”
Rising Rates: What You Need to Know
Mortgage rates are rising again, and you may be asking why, especially when the Bank of England held the base rate at 3.75% in March. The key driver isn’t just what’s happening in the UK, but the uncertainty in the Middle East and the wider impact that’s having on global markets. Continue reading “Rising Rates: What You Need to Know”
Deposit Myths: Do You Really Need 10-20% Saved?
Many aspiring buyers believe they must save a 10–20% deposit before they can even think about getting on the property ladder. While a larger deposit can bring advantages, such as access to lower interest rates and reduced monthly payments, it’s not a strict requirement for many buyers. Continue reading “Deposit Myths: Do You Really Need 10-20% Saved?”
The Impact of a Joint Mortgage After Divorce
If you are going through a divorce or ending a civil partnership, one of the biggest financial decisions you may face is what happens to your home. When a property is secured by a joint mortgage, both parties remain legally responsible for the repayments, regardless of who continues living there.
Continue reading “The Impact of a Joint Mortgage After Divorce”
Self-Employed: Secure Your Mortgage with Confidence
Applying for a mortgage as a self-employed borrower can feel complicated, but the outlook for 2026 is looking increasingly positive. Continue reading “Self-Employed: Secure Your Mortgage with Confidence”
Top Tip for First-Time Buyers in the New Year
If buying your first home is one of your goals for 2026, the new year is the perfect time to start preparing. One of the most effective steps you can take early on is to focus on your credit score. Continue reading “Top Tip for First-Time Buyers in the New Year”
Struggling to Get a Mortgage? The Effect of Inflation
Securing a mortgage can feel overwhelming, and new research shows just how common those struggles are. Continue reading “Struggling to Get a Mortgage? The Effect of Inflation”