In July, both two and five-year fixed-rate deals dropped by 0.02% for the first time since May. Although the forecast for further changes is uncertain, the initial drop in rates is promising and could lead to a more favourable environment for prospective buyers if rates continue to fall in 2023. Continue reading “Could falling fixed rates help prospective buyers?”
Author: CarlB
Home improvements: Garage, loft and cellar conversions
Garage, loft, and cellar conversions are popular home improvement projects that can significantly enhance a property’s value. These transformations not only maximise the existing space but also satisfy the ever-growing demand for multi-purpose living areas. Continue reading “Home improvements: Garage, loft and cellar conversions”
IVA: The Serious Impact on Your Credit File
While an IVA can provide much-needed debt relief and help avoid bankruptcy, it can have a significant impact on your credit file. It’s important to understand the impact it may have on you. Continue reading “IVA: The Serious Impact on Your Credit File”
How Can I Go Green for Less?
Everyone is doing their bit to tackle climate change, but these changes can come at a cost. So how can you make an impact without breaking the bank? Continue reading “How Can I Go Green for Less?”
100% Mortgages: How can they help me?
A 100% mortgage, also known as a zero-deposit mortgage, is a loan that allows first-time buyers to borrow the full purchase price of a property without having a deposit. Continue reading “100% Mortgages: How can they help me?”
The benefits of gardening: Does it influence property value?
When it comes to maximising the value of your property, gardening may not be the first thing that comes to mind. However, a beautiful garden can have a real impact on the overall worth of your property. Continue reading “The benefits of gardening: Does it influence property value?”
Base rate rise: How does it affect my mortgage?
In March 2023, the Bank of England announced an increase to its base rate by 0.25%, rising to 4.25% in the eleventh rise since December 2021. Inevitably, this will affect everyone throughout the UK. So what does it mean and how does it affect your mortgage? Continue reading “Base rate rise: How does it affect my mortgage?”
House prices fall: Is it the right time to buy?
Knowing when to buy a house can be challenging, especially during a cost-of-living crisis. Continue reading “House prices fall: Is it the right time to buy?”
Equity release: Lifetime mortgages
Equity release has become increasingly popular in recent years. It allows homeowners, aged 55 and older, to access the equity tied up in their property without having to sell it. Continue reading “Equity release: Lifetime mortgages”