Applying for a mortgage as a self-employed borrower can feel complicated, but the outlook for 2026 is looking increasingly positive. Continue reading “Self-Employed: Secure Your Mortgage with Confidence”
Author: CarlB
Top Tip for First-Time Buyers in the New Year
If buying your first home is one of your goals for 2026, the new year is the perfect time to start preparing. One of the most effective steps you can take early on is to focus on your credit score. Continue reading “Top Tip for First-Time Buyers in the New Year”
Struggling to Get a Mortgage? The Effect of Inflation
Securing a mortgage can feel overwhelming, and new research shows just how common those struggles are. Continue reading “Struggling to Get a Mortgage? The Effect of Inflation”
How Spending Choices Affect Your Mortgage Options
Your credit score—built from borrowing and repayment history—plays a key role when remortgaging. Everyday spending and borrowing decisions influence how lenders view your financial health. Continue reading “How Spending Choices Affect Your Mortgage Options”
Understanding Maturing Rates: What You Need to Know
As we approach the end of 2025, more fixed-rate mortgages are ending. Some borrowers are holding off, expecting cuts, while others feel unsure about their options. Continue reading “Understanding Maturing Rates: What You Need to Know”
Your Mortgage Review Checklist for Autumn
With Autumn approaching, it’s a smart time to take stock. Proactive checks can save thousands over the life of your loan.
Continue reading “Your Mortgage Review Checklist for Autumn”
Five Considerations for Your Mortgage
Monthly repayments and headline rates get all the attention, but several overlooked touchpoints can save money and add flexibility.
Loan to Income vs Loan to Value: What’s the Difference?
Starting a home-buying or remortgage journey means bumping into two similar-sounding terms—LTI and LTV—that measure very different things. Understanding both helps you see how much you can borrow and the kind of mortgage you may be offered. Continue reading “Loan to Income vs Loan to Value: What’s the Difference?”
Freedom to Buy: Making Homeownership Accessible
The dream of owning a home just got a little easier. In July 2025, the government launched Freedom to Buy, a permanent mortgage guarantee scheme designed to help more buyers step onto—or move up—the property ladder. Continue reading “Freedom to Buy: Making Homeownership Accessible”