Falling Mortgage Rates

There’s promising news on the horizon, with mortgage rates continuing to fall. If this development progresses into the year, it could open up new opportunities for those looking to enter the property market but also bring significant benefits for existing homeowners. Continue reading “Falling Mortgage Rates”

Navigating the Mortgage Market in 2024

As the mortgage market continues to evolve, staying informed is key to securing the best deal when purchasing a home. Several factors influence the mortgage landscape, and being aware of these can enable you to make informed decisions. Continue reading “Navigating the Mortgage Market in 2024”

Renter’s Reform Bill: how would it impact me?

The Renter’s Reform Bill is a new regulation, aiming to make renting fairer for both landlords and tenants.

Continue reading “Renter’s Reform Bill: how would it impact me?”

Could falling fixed rates help prospective buyers?

In July, both two and five-year fixed-rate deals dropped by 0.02% for the first time since May. Although the forecast for further changes is uncertain, the initial drop in rates is promising and could lead to a more favourable environment for prospective buyers if rates continue to fall in 2023. Continue reading “Could falling fixed rates help prospective buyers?”

Home improvements: Garage, loft and cellar conversions

Garage, loft, and cellar conversions are popular home improvement projects that can significantly enhance a property’s value. These transformations not only maximise the existing space but also satisfy the ever-growing demand for multi-purpose living areas. Continue reading “Home improvements: Garage, loft and cellar conversions”

IVA: The Serious Impact on Your Credit File

While an IVA can provide much-needed debt relief and help avoid bankruptcy, it can have a significant impact on your credit file. It’s important to understand the impact it may have on you. Continue reading “IVA: The Serious Impact on Your Credit File”

How Can I Go Green for Less?

Everyone is doing their bit to tackle climate change, but these changes can come at a cost. So how can you make an impact without breaking the bank? Continue reading “How Can I Go Green for Less?”

100% Mortgages: How can they help me?

A 100% mortgage, also known as a zero-deposit mortgage, is a loan that allows first-time buyers to borrow the full purchase price of a property without having a deposit. Continue reading “100% Mortgages: How can they help me?”

The benefits of gardening: Does it influence property value?

When it comes to maximising the value of your property, gardening may not be the first thing that comes to mind. However, a beautiful garden can have a real impact on the overall worth of your property. Continue reading “The benefits of gardening: Does it influence property value?”