If you’ve been wondering whether to take the leap and buy a home, summer 2025 could be the perfect moment—especially if you want to settle into a new space ahead of 2026.

Whether it’s a growing family, a new job, or lifestyle changes that sparked your interest in moving, current market conditions may be more favourable than you think.

A Changing Market

According to recent market data, the average asking price of property fell by 1.2% in July to £373,709, while sales agreed rose 5% year-on-year—signs that buyers are taking advantage of improving affordability and increased supply. With inflation expected to ease and the Bank of England cutting the base rate to 4% in August 2025, economists suggest reductions could continue through the year. Typical two-year fixed mortgage costs are now around £150 per month lower than at previous peaks, providing welcome relief for movers and first-time buyers.

Planning for 2026

Summer offers space to reflect and plan. If you’re eyeing 2026 for a move—more space, a shorter commute, or a fresh start—aligning your plans with today’s conditions could work in your favour.

The Time to Buy

With more mortgage products available and softer pricing, you might be in a stronger position than you thought, even if you’ve been holding off.

Next step: Get in contact to discuss goals, review affordability, and explore the right mortgage for your situation.