One mortgage broker, one call, 100’s of deals from all the top UK lenders

Why make an appointment with your bank when ONE appointment with us offers 100’s of deals from all the top UK lenders. No waiting, we can talk to you today. So, what type of mortgage do you need?

We work with all the top lenders and many more...

We work with Halifax
We work with Natwest
We work with Nationwide Building Society
We work with Santander
We work with Barclays
We work with HSBC
See our full list of lenders
PFL Mortgages Process

We're with you every step of the way

At PFL Mortgages, we do things a little differently. We want to provide two things for our customers. First – we want you to get the best possible mortgage deal – so we check hundreds of deals available on the high street, online and even exclusive deals from many of the top lenders to find the best one for your circumstances.

Second – we offer industry leading customer support. We’ll act on your behalf throughout the whole process, liaising with all parties involved, keeping you informed every step of the way, leaving you with a stress free experience. We have over 25 years’ experience in the mortgage industry so you are safe in our hands. Why not have a chat with us and see how we can help you?

PFL Mortgages Process

Let us do all the talking for you

To keep things simple for you, we talk to all parties involved in the process. This will include the lender and a solicitor/legal person, insurance provider and if you are buying a house, most likely an estate agent or New Home builder.

We know the process like the back of our hands so we can bring the whole process together by talking to everyone involved for you and keeping you informed. If you are buying a house, we are even happy to deal with the estate agent by putting your offers forward on your behalf.

Everything is designed to give you total peace of mind – you just need to give us the information we ask for and we’ll do all the rest.

We have hundreds of deals available from a huge selection of lenders

We do not work for one particular bank or building society or indeed a small limited panel. Our aim is to work for YOU and offer a wide range of deals from dozens of lenders across the whole of the UK including top High Street names, smaller local building societies and other specialised mortgage lenders. There are hundreds of deals available and choosing the right one can make a massive difference to your monthly mortgage payments.

Searching through the hundreds of deals available is all part of the service but we don’t stop there. We often have Exclusive Deals on offer from lenders including some household names such as Halifax and NatWest. These deals are NOT available directly so we can ensure that you won’t be missing out.

Please see our full list of lenders here.

PFL Mortgages Process
Example using PFL Mortgages for your mortgage application
PFL Mortgages process *Provided we can get all the necessary information from you, we may be able to get you a decision in principle that same day!
Example using a lender directly for your mortgage application
PFL Mortgages process Using lenders directly can sometimes take upto three weeks longer

We work fast.
As in, same day fast.

So you’ve seen the home of your dreams – you know it’s going to sell fast. You need a quick decision and you’ve not got time to wait until a week on Thursday to see your bank’s mortgage adviser.

Your existing mortgage deal is about to end and if you do not act quickly your monthly payments will increase massively.

We know how important it is to get the process started quickly, that’s why with us, there is no waiting, we can talk to you today. Right now if you’d like.

If you can provide all the necessary information to us, we can usually submit your full mortgage application the very same day. If you wish to be ‘pre-approved’ beforehand, we can provide you with a decision in principle with most lenders within a few minutes.

Not confident on the phone?

Don’t worry. We understand that this can be a daunting experience, especially if it’s your first time. We are happy to talk to you in whichever way you prefer from telephone to email, zoom, video calls, social media or face to face in or around Derby/Derbyshire and we can work at a pace to suit you so you never feel under any pressure at all.

PFL Mortgages Process

Questions? Talk to us today.

Arranging a mortgage isn’t something you do everyday, but it is something we do everyday.

If you have any questions or would like us to arrange a mortgage on your behalf, just complete this form and one of our team will be in touch by the end of the day.

Our phone lines are open Monday to Friday, from 9am until 4pm. (But we’re guilty of checking our emails at the weekend as well, so don’t feel like you have to wait until then!)

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It goes without saying, but we’ll only use these details so we can contact you. No spam or third party emails, we promise.