We're not your typical mortgage advisers
No waiting for appointments, we’ll find you the best deals, really quickly, with our outstanding customer service which will keep you updated all the way through to completion. So, what type of mortgage do you need?
With you every step of the way
At PFL Mortgages, we do things a little differently. We want to provide two things for our customers. First – we want you to get the best possible mortgage deal – so we check hundreds of deals available on the high street, online and even exclusive deals from many of the top lenders to find the best one for your circumstances.
Second – we offer industry leading customer support. We’ll act on your behalf throughout the whole process, liaising with all parties involved, keeping you informed every step of the way, leaving you with a stress free experience. We have over 25 years’ experience in the mortgage industry so you are safe in our hands. Why not have a chat with us and see how we can help you?
Let us do all the talking for you
To keep things simple for you, we talk to all parties involved in the process. This will include the lender and a solicitor/legal person, insurance provider and if you are buying a house, most likely an estate agent or New Home builder.
We know the process like the back of our hands so we can bring the whole process together by talking to everyone involved for you and keeping you informed. If you are buying a house, we are even happy to deal with the estate agent by putting your offers forward on your behalf.
Everything is designed to give you total peace of mind – you just need to give us the information we ask for and we’ll do all the rest.
We have hundreds of deals available from a huge selection of lenders
We do not work for one particular bank or building society or indeed a small limited panel. Our aim is to work for YOU and offer a wide range of deals from dozens of lenders across the whole of the UK including top High Street names, smaller local building societies and other specialised mortgage lenders. There are hundreds of deals available and choosing the right one can make a massive difference to your monthly mortgage payments.
Searching through the hundreds of deals available to the public is all part of the service but we don’t stop there. We often have Exclusive Deals on offer from lenders including some household names such as Halifax and NatWest. These deals are NOT available to the public directly so we can ensure that you won’t be missing out.
We work fast.
As in, same day fast.
So you’ve seen the home of your dreams – you know it’s going to sell fast. You need a quick decision and you’ve not got time to wait until a week on Thursday to see your bank’s mortgage adviser.
Your existing mortgage deal is about to end and if you do not act quickly your monthly payments will increase massively.
We know how important it is to get the process started quickly, that’s why with us, there is no waiting, we can talk to you today. Right now if you’d like.
If you can provide all the necessary information to us, we can usually submit your full mortgage application the very same day. If you wish to be ‘pre-approved’ beforehand, we can provide you with a decision in principle with most lenders within a few minutes.
Not confident on the phone?
Don’t worry. We understand that this can be a daunting experience, especially if it’s your first time. We are happy to talk to you in whichever way you prefer from telephone to email, zoom, video calls, social media or face to face in or around Derby/Derbyshire and we can work at a pace to suit you so you never feel under any pressure at all.