PFL Mortgages helps people get the right mortgage...
With clear advice, great service and support from start to finish.
First Time Buyer
You are buying your first ever home
Moving House
You are moving to a new home or buying a second property
Remortgaging
Your existing deal is coming to an end, you want to reduce your payments or you want to borrow extra money
Armed Forces Mortgages
SFA/SLA to first home, Forces Help to Buy, buying to rent out until leaving service, moving house, remortgaging, transitioning out of service
We're with you every step of the way
Getting a mortgage doesn't have to be complicated. We'll guide you through it from start to finish.
Whether you're a first-time buyer, moving home or remortgaging, we'll take the time to understand what you're looking to achieve before recommending a mortgage deal. No jargon, no pressure and no rushing you into decisions.
From your first enquiry through to completion and beyond, you'll have your own adviser, backed up by their Sales Support Assistant, keeping everything moving and keeping you informed every step of the way.
Let us do all the talking for you
Once your mortgage is underway, we'll deal with everyone involved, keeping everything moving and keeping you informed along the way.
That means speaking to lenders, solicitors, estate agents and anyone else involved, so you don't have to do the chasing.
If you're buying a home, we're even happy to put your offer to the estate agent on your behalf, taking away one of the more stressful parts of the process.
You can get on with your day, knowing we're keeping everything on track.
We have hundreds of deals available from a huge selection of lenders
We do not work for one particular bank or building society or indeed a small limited panel. Our aim is to work for YOU and offer a wide range of deals from dozens of lenders across the whole of the UK including top High Street names, smaller local building societies and other specialised mortgage lenders. There are hundreds of deals available and choosing the right one can make a massive difference to your monthly mortgage payments.
Searching through the hundreds of deals available is all part of the service but we don’t stop there. We often have Exclusive Deals on offer from lenders including some household names such as Halifax and NatWest. These deals are NOT available directly so we can ensure that you won’t be missing out.
Please see our full list of lenders here.
Example using PFL Mortgages for your mortgage application
*Provided we can get all the necessary information from you, we may be able to get you a decision in principle that same day!
Example using a lender directly for your mortgage application
Using lenders directly can sometimes take upto three weeks longer
We work fast.
As in, same day fast.
When you're buying a home, timing can make all the difference. Whether you've found the right property, your current mortgage deal is coming to an end, or you simply want to get things moving, we're ready when you are.
We aim to speak to you the very same day you get in touch. And if you need a Decision in Principle, we can often arrange one with many lenders within just a few minutes.
Once you've sent us everything we need, we'll get straight to work. In many cases we'll submit your full mortgage application that day. If your documents arrive later in the day, it'll usually be first thing the following morning.
The biggest delay is normally waiting for the documents we need, such as payslips, bank statements and proof of identity. As soon as we've got everything, we'll get your application moving without delay.
We work around you.
Some people like to pick up the phone straight away, while others prefer to start by email, WhatsApp or social media. We'll communicate in whichever way suits you best and at a pace you're comfortable with. There's no pressure to do everything at once - we'll guide you through the process one step at a time.
Questions? Talk to us today.
Arranging a mortgage isn’t something you do everyday, but it is something we do everyday.
If you have any questions or would like us to arrange a mortgage on your behalf, just complete this form and one of our team will be in touch by the end of the day.
Our phone lines are open Monday to Friday, from 9am until 5pm. (But we’re guilty of checking our emails at the weekend as well, so don’t feel like you have to wait until then!)
Proudly supporting the Armed Forces
We're proud to be supporting SSAFA, the Armed Forces Charity and also be signed up to the Armed Forces Covenant
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