PFL Mortgages

Forces Help To Buy

If you've ever wondered whether buying your own home while you're still serving is actually possible, you're not alone. Every day we speak to military families who are surprised by what may be achievable once they understand their options.

For many military families, saving a deposit feels like the biggest obstacle. Forces Help to Buy could help overcome that by providing an interest-free loan of up to £25,000, which can be used towards your deposit and other costs such as solicitor's fees.

Forces Help to Buy (FHTB) is an interest-free loan of up to £25,000, designed to help eligible Service personnel buy their first home, move to another property or even build their own home. Better still, from 1 January 2023, the scheme became a permanent part of Armed Forces life.

At PFL Mortgages, we don't just arrange your mortgage. We'll help you understand whether you're eligible, explain how Forces Help to Buy works and show you what's possible. We'll then help you find the right mortgage from lenders who accept Forces Help to Buy, guide you through the application and support you throughout your journey—from your first question right through to getting the keys.

If you're not sure whether Forces Help to Buy is right for you, or you simply have a question, get in touch. Even if you're nowhere near ready to buy, we'll happily explain your options and help you understand what's possible. Alternatively, you can request a call back using the button at the top of the page.

We work with all the top lenders and many more...

Please see our full list of lenders here.

A fee may be charged for mortgage advice. A typical fee would be £395. But that gets you step by step, outstanding service. Our usual broker fee above is WAIVED for military families.

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Don’t just take our word for it - here’s what our customers say...

We’re not just about getting you the best mortgage deal possible, we also do everything we can to offer you outstanding, industry leading customer service. So have a read of what our customers think about their experiences with us.

Questions? Talk to us today.

Arranging a mortgage isn’t something you do everyday, but it is something we do everyday.

If you have any questions or would like us to arrange a mortgage on your behalf, just complete this form and one of our team will be in touch by the end of the day.

Our phone lines are open Monday to Friday, from 9am until 5pm. (But we’re guilty of checking our emails at the weekend as well, so don’t feel like you have to wait until then!)

It goes without saying, but we’ll only use these details so we can contact you. No spam or third party emails, we promise.

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