Mortgage protection
Getting the right mortgage is important. So is thinking about how you and your family would manage if life didn’t go to plan.
When you're taking on a mortgage, it makes sense to think about what would happen if illness or something unexpected affected your ability to keep paying it. But that doesn't necessarily mean starting with a new insurance policy.
We believe the first step is understanding what financial support you may already have, before looking at whether there are any gaps and whether additional protection could help.
If you're serving in the Armed Forces
This is particularly important if you're serving in the Armed Forces. You and your family may already have valuable financial support available through the Armed Forces Pension Scheme if you are medically discharged or die while serving.
Our Armed Forces specialist advisers understand these military benefits and can help you understand what that support could mean for you and your family. We can then identify whether there are any gaps and discuss whether additional protection may be worth considering.
What if there is a gap?
If there is a gap between the financial support you already have and what you and your family might need, we'll take the time to understand what's important to you, your preferences and your budget. We can then advise you and make a recommendation based on what we've discussed.
That might include life assurance or critical illness cover. But a recommendation is just that — our recommendation. It's always your decision whether you take all of it, some of it or none at all.
The important thing to us is that you understand what you already have, what we've recommended and why.
At PFL mortgages, we work hard to get you the best mortgage deal. We can also give advice about mortgage protection.
Handled by our sister company Protect for Life, we’ll advise you about the different levels of mortgage protection that can safeguard your financial future in the event of serious illness or loss of life.
We're able to search through a range of policies to find the one that suits you best from our extensive list of insurers. So this year leave the shopping to us, as just one phone call could find the best cover and price for you.
All initial enquiries and appointments are arranged on a free, no-obligation basis.
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Proudly supporting the Armed Forces
We're proud to be supporting SSAFA, the Armed Forces Charity and also be signed up to the Armed Forces Covenant
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