Armed Forces Covenant

Armed Forces

Whether you have a quick question or want to arrange a mortgage, PFL Mortgages are here to help. We work with all the top UK lenders offering 100’s of deals. As part of our pledge to the Armed Forces Covenant, we have removed the barrier of our usual fee, to provide a completely free broker service for military families. No waiting, we can talk to you today.

We work with all the top lenders and many more...

We work with Halifax
We work with Natwest
We work with Nationwide Building Society
We work with Santander
We work with Barclays
We work with HSBC
See our full list of lenders

We make it easy for you

We understand the sacrifices and commitments military families make. This is why we offer flexible appointments to work around your busy schedules, including evenings and weekends.

We can talk to you by phone, video call, email, WhatsApp, Messenger or through any of the usual social media apps such as Facebook and X, so communicating couldn’t be easier.

PFL Mortgages support those who serve

We are Forces Help to Buy specialists

Our Background

We have been giving advice on mortgages and finding the best deals for our customers for over 10 years.

Our managing director, Graham, was one of the original founders of Mortgage Advice Bureau back in 1991 and has many years of experience running a successful mortgage brokerage.

Our first experience dealing with the military came when his son, who is currently serving, bought his first home using the Forces Help to Buy scheme (FHTB).

Since then, we have increasingly worked with military clients helping them to secure their new homes, both with, and without the use of the FHTB. So, as you can understand, supporting you, our Armed Forces, is at the heart of our business.

Now we’ve told you why this is important to us as a company, we thought we’d introduce you to some of the team you may encounter when take this journey with us.

Graham and Eleanor with their son, George Graham and his wife with their son, who serves in the Armed Forces

Meet some of our Armed Forces Team

Forces Help to Buy Scheme

First, we have Craig, our FHTB specialist adviser. Craig joined PFL Mortgages in 2023, taking over from Graham as the specialist military adviser, and in some of his own words, this is why working closely with the military is important to him:

“I love my country and when Graham asked me if I wanted to become a specialist supporting military families with their mortgages, I seized the opportunity, as I want to show my gratitude to current serving personnel and their families.”
Forces Help to Buy Scheme

Secondly, we have our Marketing Manager/ Armed Forces Coordinator, Annie. Annie is involved in all the military aspects of the business, something which is very important to her, in her own words, this is why:

“My husband joined the military 9 years ago and has served across two of the services since then. It’s so important to me as the spouse of a serving person, to support families that look like mine. I am also passionate about supporting communities that sustain the military, which is why I am proud to be the Armed Forces Covenant Armed Forces Champion. We donate to SSAFA for every mortgage we complete for a military family, which is another way of us giving back to you.”

Giving back where we can

At PFL Mortgages, we are always looking at ways we can give back to the military community. We have partnered with the Armed Forces Covenant to show our commitment to our service people, veterans, and their families.

We also donate £50 to SSAFA for every mortgage we complete for a service family. Something else you may not know about us, is that we are big football fans! With the help of the Chairman of the RAF Brize Norton Inter-section Football League (BZN ISFL), we provided monies and sponsorship for a kit for the A400 Football Team, Atlas Force.

RAF Football League
RAF Football League


Questions? Talk to us today.

Arranging a mortgage isn’t something you do everyday, but it is something we do everyday.

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