PFL Mortgages Process

With you every step of the way

At PFL Mortgages, we do things a little differently. We want to provide two things for our customers. First – we want you to get the best possible mortgage deal – so we check hundreds of deals available on the high street, online and even exclusive deals from many of the top lenders to find the best one for your circumstances.

Second – we offer industry leading customer support. We’ll act on your behalf throughout the whole process, liaising with all parties involved, keeping you informed every step of the way, leaving you with a stress free experience. We have over 25 years’ experience in the mortgage industry so you are safe in our hands. Why not have a chat with us and see how we can help you?

Our Process

When you enquire, we’ll talk you through all the information you’ll need for your application and answer any questions you may have.

If you have everything available, we can discuss how much you may be able to borrow, what fees are involved, deals available and importantly how much your monthly payments will be.

You will need a solicitor or licenced conveyancer to look after the legal side for you. We can help you find one if needed.

We can apply for your mortgage or a decision in principle immediately with NO WAITING.

It’s completion day, the last step of your journey and arguably the best! We are there for you for any queries you may have.

We will inform you of your completion date, the day you get the keys to your new home (or for remortgages, the day your new mortgage starts)

Once your mortgage has been approved, we will ensure things keep moving to completion by liaising with other parties such as your solicitor, again making sure you are kept informed

We will keep you up to date with the progress of your application helping with any queries the lender may have along the way.

PFL logo

We have hundreds of deals available from a huge selection of lenders

We do not work for one particular bank or building society or indeed a small limited panel. Our aim is to work for YOU and offer a wide range of deals from dozens of lenders across the whole of the UK including top High Street names, smaller local building societies and other specialised mortgage lenders. There are hundreds of deals available and choosing the right one can make a massive difference to your monthly mortgage payments.

Searching through the hundreds of deals available is all part of the service but we don’t stop there. We often have Exclusive Deals on offer from lenders including some household names such as Halifax and NatWest. These deals are NOT available directly so we can ensure that you won’t be missing out. Please see our full list of lenders here.

PFL Mortgages Lenders

REMEMBER TO THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Questions? Talk to us today.

Arranging a mortgage isn’t something you do everyday, but it is something we do everyday.

If you have any questions or would like us to arrange a mortgage on your behalf, just fill in this form and one of our team will be back to you by the end of the day.

Our phone lines are open Monday to Friday, from 9am until 4pm. (But we’re guilty of checking our emails at the weekend as well, so don’t feel like you have to wait until then!)

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It goes without saying, but we’ll only use these details so we can contact you. No spam or third party emails, we promise.