Category: Mortgages

In July, both two and five-year fixed-rate deals dropped by 0.02% for the first time since May. Although the forecast for further changes is uncertain, the initial drop in rates is promising and could lead to a more favourable environment for prospective buyers if rates continue to fall in 2023. Continue reading “Could falling fixed rates help prospective buyers?”

A 100% mortgage, also known as a zero-deposit mortgage, is a loan that allows first-time buyers to borrow the full purchase price of a property without having a deposit. Continue reading “100% Mortgages: How can they help me?”

In March 2023, the Bank of England announced an increase to its base rate by 0.25%, rising to 4.25% in the eleventh rise since December 2021. Inevitably, this will affect everyone throughout the UK. So what does it mean and how does it affect your mortgage? Continue reading “Base rate rise: How does it affect my mortgage?”

Equity release has become increasingly popular in recent years. It allows homeowners, aged 55 and older, to access the equity tied up in their property without having to sell it. Continue reading “Equity release: Lifetime mortgages”

Remortgaging and product transfers are two popular options for homeowners looking to make changes to their mortgage. While both can help release funds in your home, there are key differences between the two. Continue reading “Reviewing your Mortgage Product & Options to Refinance”

With the COP27 summit last month, the climate conversation is at the forefront of people’s minds once again. Reducing the impact, we have on our planet has become a key priority for homeowners up and down the country as we head towards the point of no return. Continue reading “Green Mortgages: what you need to know”